Terms & Conditions

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# Terms & Conditions

Last Updated: 2026

Welcome to Pips College Academy.

These Terms & Conditions ("Terms", "Terms and Conditions") govern your access to and use of the Pips College Academy website, mobile application, Forex trading courses, learning platform, live educational sessions, memberships, learning materials, and related services.

By accessing, registering with, purchasing from, or using any service provided by Pips College Academy, you agree to be bound by these Terms & Conditions.

If you do not agree with these Terms, please do not use our website, application, courses, or services.

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## 1. About Pips College Academy

Pips College Academy is a Forex trading education platform that provides educational courses, learning materials, practical market concepts, live educational sessions, and related learning services.

Our educational content may cover topics including:

- Forex Trading
- Gold / XAUUSD
- Price Action
- Market Structure
- Support & Resistance
- Technical Analysis
- Chart Reading
- Trading Setups
- Trading Psychology
- Risk Management
- Trading Discipline
- Market Analysis

Our services are intended for educational and informational purposes.

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## 2. Eligibility

You must be legally permitted to use our services under the laws applicable to you.

By creating an account or purchasing a course or membership, you confirm that the information you provide is accurate and that you have the legal capacity to enter into these Terms.

If you are not legally permitted to use our services, you should not create an account or purchase our services.

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## 3. User Account

Some services may require you to create an account.

You are responsible for:

- Providing accurate information
- Keeping your account information updated
- Maintaining the security of your login credentials
- Keeping your password confidential
- All activity performed through your account

You must not share your account credentials with other individuals.

If you believe your account has been accessed without authorization, you should contact Pips College Academy as soon as possible.

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## 4. Course Enrollment

When you purchase or enroll in a Forex trading course, you receive access to the educational content according to the course or membership terms applicable at the time of purchase.

Course access may include:

- Video lessons
- Educational materials
- Notes
- Learning resources
- Live educational sessions
- Course updates
- Other resources specified for the particular course

The exact content, duration, access period, and features may vary between courses and membership plans.

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## 5. Course Access

Course and membership access is generally intended for the individual user who purchased or received the access.

You must not:

- Share your account with another person
- Share course login credentials
- Sell or transfer your course access
- Allow unauthorized users to access paid content
- Copy or redistribute course materials
- Upload our course materials to other websites or platforms
- Record or redistribute live educational sessions without permission

Pips College Academy reserves the right to suspend or terminate access if unauthorized sharing, misuse, fraud, or violation of these Terms is identified.

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## 6. Educational Content

All courses, videos, live sessions, presentations, charts, examples, documents, graphics, and other materials provided by Pips College Academy are educational resources.

Educational content may explain trading concepts, strategies, market analysis, chart patterns, technical indicators, price action, risk management, and other Forex-related topics.

Market conditions can change, and educational examples may not produce the same results in future market conditions.

We do not guarantee that any particular strategy, method, setup, or educational concept will result in profits.

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## 7. No Financial or Investment Advice

Pips College Academy provides educational and informational content.

Our content should not be interpreted as:

- Personalized financial advice
- Investment advice
- Trading advice
- A recommendation to buy or sell
- A guarantee of profit
- A guarantee of income
- A guarantee of trading success

Any examples of trades, market analysis, entries, exits, targets, stop-loss levels, or trading scenarios are provided for educational purposes only.

You are responsible for your own trading decisions.

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## 8. Trading Risk

Forex and Gold trading involve substantial financial risk.

You may lose part or all of your trading capital.

Past performance, historical examples, simulated results, educational examples, or previous market outcomes do not guarantee future results.

You should understand the risks involved before participating in any financial market.

Pips College Academy does not guarantee profits, returns, income, or financial success from using our educational services.

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## 9. Live Forex Sessions

Pips College Academy may provide LIVE educational sessions covering Forex market analysis and related educational topics.

During live sessions:

- Market conditions may change rapidly.
- Examples may be discussed in real time.
- Information may become outdated.
- Technical issues may occasionally interrupt a session.
- Market analysis may not be suitable for every trader.

Live sessions are educational and do not constitute personalized trading instructions or financial advice.

Pips College Academy does not guarantee the availability of every live session at a particular time and may reschedule or cancel sessions when necessary.

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## 10. Bank Transfer / Offline Payments

At present, Pips College Academy primarily accepts payments through Bank Transfer / Offline Payment methods.

After selecting a course or membership, you may be provided with payment instructions.

You may be required to submit:

- Payment amount
- Transaction ID
- Bank transfer reference
- Payment date
- Payment screenshot or proof
- Name
- Registered mobile number
- Registered email address

Payment verification may be required before course or membership access is activated.

You must provide accurate payment information.

Pips College Academy is not responsible for delays caused by incorrect payment details, incorrect bank information, incomplete payment information, banking delays, or payment made through unauthorized channels.

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## 11. Payment Security

Pips College Academy will never require you to provide confidential banking credentials for payment verification.

Never share:

- Bank password
- Internet banking password
- UPI PIN
- ATM PIN
- Debit card PIN
- Credit card PIN
- CVV
- OTP

Only provide the payment information reasonably required to verify your transaction.

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## 12. Course Activation

After successful payment verification, the relevant course or membership may be activated for the registered account.

Activation time may vary depending on payment verification and operational circumstances.

If your payment has been completed but your course has not been activated within a reasonable period, please contact our support team with the relevant transaction details.

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## 13. Pricing

Course, membership, and service prices may be displayed on our website or learning platform.

Prices may change from time to time.

The applicable price will generally be the price presented at the time of purchase or enrollment, subject to any applicable offer or promotional terms.

Pips College Academy reserves the right to modify course pricing, offers, discounts, memberships, or service packages without prior notice where legally permitted.

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## 14. Offers and Promotions

From time to time, Pips College Academy may provide promotional offers, discounts, special enrollment programs, or limited-time educational packages.

Promotional offers may have separate conditions, validity periods, eligibility requirements, or limitations.

Unless specifically stated otherwise, promotions cannot be assumed to be permanent.

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## 15. Refunds and Cancellation

Refunds, cancellations, and related requests are governed by the Pips College Academy Refund Policy.

Before purchasing a course or membership, users should carefully review the applicable Refund Policy and course terms.

Where a refund is approved, the refund process may depend on the original payment method and applicable banking procedures.

For Bank Transfer / Offline Payments, approved refunds may be processed through the applicable bank transfer process.

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## 16. Intellectual Property

All original content published or provided by Pips College Academy may be protected by applicable intellectual property and copyright laws.

This may include:

- Course videos
- Educational materials
- Documents
- Presentations
- Graphics
- Logos
- Branding
- Website content
- Application content
- Written materials
- Live session materials
- Course structures
- Original educational resources

You may use purchased educational content for your personal learning purposes only.

You may not reproduce, copy, distribute, sell, publish, modify, upload, or commercially exploit our content without prior written permission.

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## 17. Prohibited Activities

You agree not to use our website, application, courses, or services to:

- Commit fraud
- Attempt unauthorized access
- Share paid course credentials
- Copy or redistribute paid content
- Resell course access without authorization
- Upload our content to third-party platforms
- Interfere with website or application functionality
- Introduce malicious software
- Attempt to access another user's account
- Misrepresent your identity
- Use our services for unlawful purposes
- Violate applicable laws or regulations

We may suspend or terminate accounts involved in prohibited activities.

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## 18. Account Suspension or Termination

Pips College Academy may suspend, restrict, or terminate an account where reasonably necessary due to:

- Violation of these Terms
- Unauthorized sharing of course access
- Fraudulent activity
- Payment fraud
- Abuse of the platform
- Unauthorized distribution of content
- Security concerns
- Legal or regulatory requirements

Where appropriate, we may provide notice before termination.

However, immediate action may be taken where necessary to protect our platform, users, intellectual property, or legal interests.

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## 19. Website and Platform Availability

We aim to keep our website, application, courses, and learning platform available and functional.

However, we do not guarantee uninterrupted or error-free availability.

Services may occasionally be unavailable because of:

- Maintenance
- Technical issues
- Server problems
- Internet connectivity
- Security incidents
- Third-party service interruptions
- Updates
- Other circumstances beyond our reasonable control

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## 20. Third-Party Services and Links

Our website or application may contain links to third-party websites or services.

These third-party services may have their own terms, policies, and conditions.

Pips College Academy is not responsible for the content, availability, security, or policies of third-party websites or services.

Users should review the applicable terms before using third-party services.

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## 21. Privacy

Your use of our services is also subject to our Privacy Policy.

Our Privacy Policy explains how we collect, use, store, and protect personal information.

Please review our Privacy Policy for additional information regarding data handling.

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## 22. User Responsibilities

You agree to:

- Provide accurate information
- Use your account responsibly
- Protect your login credentials
- Follow applicable laws
- Use educational content only for permitted purposes
- Respect our intellectual property
- Follow payment instructions
- Review course-specific terms
- Make your own decisions regarding participation in financial markets

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## 23. No Guarantee of Results

Pips College Academy does not guarantee:

- Trading profits
- Guaranteed income
- Guaranteed returns
- Employment
- Business success
- Trading success
- Specific financial results

Individual results depend on many factors, including knowledge, experience, discipline, risk management, market conditions, and individual decision-making.

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## 24. Changes to Courses and Services

Pips College Academy may update, modify, improve, replace, or discontinue parts of its courses, learning platform, memberships, or services.

Educational content may be updated to reflect changes in market conditions, technology, educational methodology, or business requirements.

Where applicable, we may provide reasonable notice of significant changes.

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## 25. Limitation of Liability

To the extent permitted by applicable law, Pips College Academy and its team shall not be responsible for losses arising from:

- Trading decisions
- Financial losses
- Market movements
- Use or misuse of educational content
- Reliance on educational examples
- Platform interruptions
- Technical problems
- Third-party service failures
- Unauthorized access caused by compromised user credentials
- User violations of applicable laws

Users are responsible for their own decisions and use of our educational services.

Nothing in these Terms is intended to exclude or limit any liability that cannot legally be excluded or limited under applicable law.

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## 26. Indemnification

To the extent permitted by applicable law, you agree to be responsible for losses, claims, damages, liabilities, or expenses arising from your:

- Violation of these Terms
- Misuse of our services
- Unauthorized use of our content
- Violation of applicable laws
- Violation of another person's rights

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## 27. Applicable Laws

These Terms shall be interpreted and applied in accordance with applicable laws and regulations.

Users are responsible for ensuring that their use of our educational services and participation in financial markets complies with the laws and regulations applicable to them.

Nothing on our platform should be interpreted as permission to engage in any financial activity that is prohibited under applicable law.

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## 28. Changes to These Terms

Pips College Academy may update these Terms & Conditions from time to time.

Changes may be made due to:

- Changes in our services
- Changes in business practices
- Changes in technology
- Changes in legal requirements
- Changes to our courses or memberships

Updated Terms will be published on this page with a revised "Last Updated" date.

Your continued use of our website, application, or services after updated Terms are published may be subject to the updated Terms.

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## 29. Contact Us

If you have questions regarding these Terms & Conditions, courses, memberships, payments, or other services, please contact Pips College Academy through the official contact options available on our website.

Official Website:

https://pipscollege.in/

### Pips College Academy

Professional Forex Trading Education

Learn • Analyze • Trade • Grow

© 2026 Pips College Academy. All Rights Reserved.

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## Important Educational Disclaimer

Pips College Academy provides Forex trading education for educational and informational purposes.

Nothing contained on our website, application, courses, live sessions, or educational materials constitutes personalized financial, investment, or trading advice.

Forex and Gold trading involve substantial risk and may result in partial or complete loss of trading capital.

Pips College Academy does not guarantee profits, returns, income, or trading success.

Always conduct your own research and consider your financial circumstances, risk tolerance, and applicable laws and regulations before participating in any financial market.

By using Pips College Academy services, you acknowledge that you understand and accept these Terms & Conditions and the risks associated with financial-market trading.

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